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Branch
Channel Optimization Services

Your Institutions Environment. Optimized Your Way.

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BCOS Mission Statement

At BCOS, our mission is to build adaptable, intelligently designed software that fits every financial institution's unique environment. We seek to empower banks and credit unions to modernize operations, eliminate inefficiencies, and deliver exceptional customer experiences.

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HiveOps Platform

A fully customizable operations platform that adapts to your institutions environment, unifying fleet, incidents, journals, cash, and vendor management in one place.

Custom Development Services

We design and build tailored applications, interfaces, and integrations that fit your institution's workflows and architectures. Never force your environment into a system that doesn't fit again.

Strategic Banking Advisory

Banking-born expertise that helps institutions optimize fleet performance, modernize branch operations, and reduce operational costs with data-driven strategies.

Fleet & Incident Management

End-to-end visibility and control over equipment/assets, incident, dispatch, SLA, and vendor interaction; streamlined into a single intuitive platform.

Journal & Cash Optimization

Automated journal ingestion, reconciliation, and cash forecasting that reduces disputes, lowers cash exposure, and strengthens operational accuracy across the branch network.

We Take Pride in Our Numbers

67

Years of Experience

41

Years of Experience at Financial Institutions

$14M

Annual Cash Savings & Revenue Increases for our Clients

47%

Average Ops Cost Decreases

34%

Average FTE Process Hours Reduced

Why BCOS?

1 / Software That Adapts to You

We build modular, customizable platforms that fit your institution's environment, not the other way around.

2 / Built by Bankers, Engineered for Scale

Our solutions are designed by professionals who understand enterprise banking operations and the realities of complex environments.

3 / One Platform, Fewer Silos

HiveOps unifies fleet, incidents, journals, cash, vendors, and analytics into a single, connected ecosystem.

4 / Custom Development Without Compromise

When off-the-shelf tools fall short, we design and build custom applications, integrations, and workflows that work seamlessly with your systems.

5 / Vendor-Neutral, Institution-Focused

We are technology-agnostic by design. Our only priority is what works best for your institution.

Our Partners

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We Believe Banking Technology Should Adapt, Not Dictate

Financial institutions shouldn't have to compromise workflows, integrations, or strategy to fit a software solution. BCOS builds adaptable platforms and custom solutions that align with real operational needs.

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